Cashless Lagos: Upperlink launches PayChoice e-payment solution

Ongoing efforts to reduce cash payment in the country received a boost last week as Upperlink Limited launched PayChoice, an electronic payment solution designed  to engineer fast and unambiguous electronic disbursement and collection of cash.

Upperlink Limited is an incorporated software development firm with specialization in internet applications and database management.

“PayChoice is an enterprise suite of payments and collections solution specifically built to address challenges being experienced by large corporate organizations, small and medium enterprise (SMEs), educational institutions and other business entities to process outward and inward payments”, said Segun Akano, Managing Director/Chief Executive Officer, Upperlink at the media presentation of the payment solution to Lagos City Polytechnic, in Lagos last week.

According to him, the online solution is designed and developed to address payment and disbursement apprehensions being expressed by individuals, organizations and educational institutions such as Lagos City Polytechnic at this period of the CBN’s cashless policy.


The solution saves time, reduces administrative costs and ensures immediate credit of fund. The payment solution came at a time most Nigerians, especially corporate organizations and schools need such a payment solution in order to overcome teething e-payment challenges, as it complements the CBN’s directive on cashless economy while aiding organizational efficiencies.

“PayChoice is an upgrade of the company’s flagship collection solution – BranchCollect, and unlike BranchCollect, which was developed for cash collections at bank branches, PayChoice is integrated to work with Interswitch’s Quickteller and on all channels such as ATM’s, Point of Sale (PoS) and the web thereby making it a convenient platform for payments and collections, he said”.

He further informed that the solution is customizable to meet organizations’ specific needs and it interfaces with all Nigerian banks through available switches. The solution seamlessly integrates with organizations’ in-house Enterprise Resource Planning System (ERPS) and institutional portals.

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